Nolla · last updated 2026-09-25
Nolla is made and operated by Eetu Valkamo, at Helsinki, Finland, contactable at nolla.support@gmail.com. Where these terms say we, that is who they mean. Where they say you, they mean the person using the app.
By using Nolla you agree to these terms. If you do not agree to them, delete the app. If you have not signed in, there is nothing else to undo, because nothing you enter has left your phone; if you have, see §6 for what deleting the app does and does not remove.
You need to be at least 13 to use Nolla. It is not directed at children and is not designed for them. If you are under 13, or under whatever higher age applies where you live before you can agree to terms like these by yourself, someone with parental responsibility for you needs to agree to them for you. We do not ask your age and have no way to check it.
Nolla is an iPhone app for two or more people who share costs. You tell it what a shop cost and who paid; it applies the split rule your household set once, keeps a running balance, and tells you when the balance is worth transferring. It also keeps shared lists, and lets a finished shopping list turn into a logged expense.
Nolla does not move money. It is not a bank, a payment service, a money transmitter or an e-money issuer, and it is not connected to any account of yours. When you mark a balance as settled, you are telling Nolla that a payment happened somewhere else — Nolla records that it happened. It cannot make it happen and cannot check that it did.
Nolla is not financial, tax or legal advice, and a balance in Nolla is not a determination of what anyone owes anyone. It is a record of what you and the people you share with told the app, arithmetic applied to that record, and nothing more. What you owe each other is your arrangement with each other.
You get a personal, non-transferable licence to use Nolla on Apple devices you own or control, on the App Store's usual terms, including Family Sharing where it applies.
Do not sell, rent or redistribute the app, present it as your own, or use it to break the law. Do not attempt to defeat or work around anything in it that limits access. Nothing here takes away rights the law gives you anyway — in particular the rights EU software law gives you to observe, study and, in the narrow cases it allows, decompile the program for interoperability. Those cannot be signed away and we are not asking you to.
We promise Nolla will do what this document and its store listing say it does, and that it will be the quality and completeness you can reasonably expect of an app like this. If it is not, you have rights under the consumer law of the country you live in — to have it put right, and if it cannot be, to a reduction or your money back. We are not asking you to give up any of those rights, and any term here that appeared to would not count.
What we do not promise, because pretending otherwise would be the dishonest half of this section — and, since 2026-09-06, one thing we now do:
Nolla is free today, and free means free: there is no advertising in it, and nothing you record is sold to anybody. See the privacy policy for what leaves your phone. If you are not signed in that is crash reports and counts of what gets used, and never your amounts, names or notes. If you are signed in, your household's records leave too — that is the point of signing in, and the privacy policy describes it in full.
It is intended to cost money later, as a subscription. Nothing below applies until there is something to buy, and the price and the billing period will be shown to you before you are asked to buy anything. What is shown to you at that moment is what governs.
Using Nolla on your own is free, and stays free. All of it — recording what you spent, the split, the balance, the list, the history and the export — on one device, with your data on your phone, with no advertising and no limit on how much you record. There is no countdown on it and nothing switches off.
What the subscription is meant to be: the shared half. Signing in, backing your data up, using Nolla on a second device, and having a second person in your household. It is one subscription per household, not per person — the second person pays nothing. The intended price is €2.99 a month or €24.99 a year, and there is no free trial, because the single-person version is free permanently rather than temporarily.
No version of Nolla will ever limit how many expenses you can log, on any tier, paid or unpaid. That is a deliberate constraint on how this product is allowed to make money, not a current-offer detail.
Apple sells it, not us. A subscription is bought through the App Store, and Apple — not us — is the seller for that purchase. In practice that means:
Your 14-day right to change your mind is real, and it is against Apple. If you are an EU consumer you can cancel a purchase within 14 days of your receipt, without giving a reason, and Apple reimburses you within 14 days of being told. The usual catch applies: that right ends once delivery of digital content has begun at your request and you have acknowledged losing it, which is what the App Store asks you to confirm at the moment of purchase. We say this here rather than leaving you to find it, because a right nobody mentions is a right nobody uses.
If you never subscribe, nothing happens. There is no expiry and no day on which Nolla stops: using it on your own is free permanently, and you are asked for money only at the point you try to sign in, back up, add a second device or add a second person.
If a shared subscription ends, Nolla falls back to being free. Everyone in the household keeps the whole ledger already on their phone — all of it, still uncapped, with nothing hidden and nothing deleted. What stops is the sharing: the phones stop syncing with each other, so from that point each person's copy is their own and the two can drift apart. Signing in, backing up and inviting somebody are there whenever you subscribe again.
The shared copy on our server is kept for twelve months after a subscription ends, and then deleted — and we tell you before it goes. Coming back within the year finds your household where you left it. Nothing on your own phone is touched either way. The privacy policy says the same thing in the section on how long things are kept.
You can always sign in to fetch that copy back, without subscribing again. If you have changed phones or reinstalled Nolla, sign in and your household comes back onto this device, and the export in Settings → Your data works as it always does. Getting your own records back is never something you have to pay for. What the subscription buys is your phones staying in step with each other, not access to your own history.
What does not stop, either way, is getting your own records out. Settings → Your data stays available whether or not you are subscribed, and it exports your whole ledger as a spreadsheet or as a file. Nothing you recorded is deleted, held back, or ours — it is on your phone, it stays on your phone, and you can take a copy of it at any time. What the subscription buys is the shared use of Nolla, not access to your own history.
You end this by deleting the app. There is no account to close and no notice to give. Deleting Nolla deletes everything it held, so export first if you want a copy.
Deleting the app does not cancel a subscription. Apple holds the subscription, so it has to be cancelled in Manage Subscriptions in your Apple account settings — see §7.
We may stop offering Nolla, or stop offering it to you if you are using it to break the law or to attack the service. If we stop offering it generally, we will say so in the app before it happens where we can, and you keep whatever is on your phone until you remove it.
If these terms change, the changed version appears here and the app points at it. Changes that affect what you get or what you pay will be told to you in the app before they apply to you, and you can always decline by deleting it. Continuing to use Nolla after a change means the changed terms apply.
These terms are governed by the laws of Finland.
This does not narrow your rights, and cannot. If you live in the EU, the mandatory consumer protections of the country you live in apply to you whatever this section says.
Tell us about a problem first, at the address in §1 — most things end there. If it does not, and you are in Finland, you can take a consumer dispute to the Consumer Disputes Board (kuluttajariitalautakunta), after first contacting the Consumer Advisory Services (kuluttajaneuvonta) as that process requires. Nothing stops you going to a court where you live instead.